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Larry Mills Team
REALTORS®
(804) 967-2766

3807 Bear Tree Lane, Bumpass, VA 23024

$900,000
  • 3807 Bear Tree Lane, Bumpass, VA 23024 Main Photo

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New to the Market ACTIVE
BEDS3 BATHS3 full SQUARE FEET3,008 MLS#VASP2039710
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONBEAR TREE COVE SCHOOLSPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Property Description

Situated on 3 private acres with 140' of waterfront, this recently renovated 3-bed, 3-bath home on the public side of Lake Anna offers an unparalleled opportunity to create your personal private retreat. The main level has 3 bedrooms, a kitchen, a dining area, a family room with a wood-burning fireplace, and a den with a gas fireplace. In addition, the basement has a rec room and two additional rooms that have been used as bedrooms (not to code). The 2024 renovation included new flooring throughout the home, updated/new bathrooms, an updated kitchen with new appliances, and a new roof. Outside, there is a front porch with sunset views, and in the rear, a full house-width deck with a hot tub. The semi-enclosed boat house has 2 slips (with lifts) and a large sundeck above that provides a great place for relaxing or entertaining, and water views up the cove. A separate screened, overwater gazebo is the perfect location for dining. Two separate outbuildings, a single garage, and an oversized shed provide ample storage for all your lake toys! The home is minutes from Dukes Creek Marina and a short drive to all of the lake's other amenities; Lake Anna Winery, Food Lion etc., and also has easy access to Fredericksburg and I95.

3807 Bear Tree Lane | MLS# VASP2039710

This single family home located at 3807 Bear Tree Lane, Bumpass, VA 23024 is currently listed for sale with an asking price of $900,000. This property was built in 1984 and has 3 bedrooms and 3 full baths with 3008 sq. ft. Bear Tree Lane is located in the BEAR TREE COVE subdivision within the SPOTSYLVANIA COUNTY PUBLIC SCHOOLS school district. Search BEAR TREE COVE real estate on www.larrymillsrealestate.com today.

Property Features

Property Type: Residential - Single Family
Basement: Fully Finished, Heated, Improved, Sump Pump, Water Proofing System, Windows, Interior Access, Daylight, Partial
Basement: Yes
Cooling: Heat Pump(s), Central A/C
Fireplaces: 2
Fuel Type: Electric, Propane - Leased, Wood
Garage: 3
Heating: Heat Pump - Electric BackUp
Home Style: Ranch/Rambler
Lot Size: 2.95 Acres
Roof Type: Architectural Shingle
Stories: 2.0
Taxes: $3,933
Year Built: 1984

Feature Descriptions

Accessibility: 32"+ wide Doors
Additional Structures: Above Grade, Below Grade
Appliances: Built-In Microwave, Built-In Range, Central Vacuum, Dishwasher, Dryer - Electric, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven - Single, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater, Disposal, Dryer - Front Loading, Washer, Water Heater - Tankless
Days on Site: 2
Exterior: Flood Lights, Hot Tub, Outbuilding(s), Satellite Dish, Secure Storage, Sidewalks
Exterior: Block, Brick, Frame, Vinyl Siding
Fireplace: Gas/Propane, Wood, Other
Flooring: Ceramic Tile, Luxury Vinyl Plank
HOA Fee: $200.00/Annually
Interior: Attic, Built-Ins, Ceiling Fan(s), Central Vacuum, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Bathroom - Tub Shower, Walk-in Closet(s), Wood Floors, Water Treat System, Upgraded Countertops, Recessed Lighting, Kitchen - Gourmet, Entry Level Bedroom, Bathroom - Walk-In Shower, Exposed Beams, Primary Bath(s), Window Treatments
Lake Name: Lake Anna
Location: Lake
Lot: Partly Wooded, Open, Private, Rear Yard, Rural, Cleared, Front Yard, Fishing Available, No Thru Street, Premium, Secluded
Lot Dimensions: 2.95 Acre(S)
Parking Features: Gravel Driveway, Lighted Parking, Private
Parking Notes: 3 Total Parking Spaces
Rooms: Dining Room, Bedroom 2,Bedroom 3,Kitchen, Family Room, Den, Bedroom 1,Study, Office, Recreation Room, Bathroom 1,Bathroom 2,Bathroom 3
Sewer: On Site Septic
Special View Info: Water, Lake, Trees/Woods
SQFT Above Finished: 2107
SQFT Below Finished: 901
SQFT Total Finished: 3008
Structure Type: Detached
Total Garage/Parking Spaces: 3
Utilities: Propane
Water: Well
Water Access: Limited hours of Personal Watercraft Operation (PWC), Private Access, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard, Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Public Beach, Sail
Waterfront: Private Dock Site
Windows: Double Hung, Energy Efficient, Low-E
Wooded: Yes

Room Sizes

Bedroom 1: 14 x 15 Level - Main
Bedroom 2: 13 x 13 Level - Main
Bedroom 3: 15 x 10 Level - Main
Kitchen: 14 x 16 Level - Main
Family Room: 14 x 20 Level - Main
Dining Room: 11 x 12 Level - Main
Office: 10 x 11 Level - Lower 1
Study: 10 x 8 Level - Lower 1
Recreation Room: 12 x 32 Level - Lower 1
Den: 10 x 25 Level - Main

Local Schools

School District: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Lake Homes Realty, LLC
Agency Phone: 8665253466

Shown By

Agent Name: Larry Mills Team
Agent Phone: (804) 967-2766
Agency Title: Joyner Fine Properties

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Estimated Payment

$ 5,141.14 per month $4,550.89 Principal & Interest $327.75 Property Tax $262.50 Homeowner's Insurance

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Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613
©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/12/2026. The listing information on this page last changed on 03/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 03/12/2026 12:00:02 AM EST) or CAAR MLS (last updated Wed 03/11/2026 6:36:05 AM EST) or CVRMLS (last updated Wed 03/11/2026 11:58:33 PM EST) or Bright MLS (last updated Wed 03/11/2026 11:50:14 PM EST). Real estate listings held by brokerage firms other than Joyner Fine Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement.

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Agency License Information: Joyner Fine Properties and its agents are licensed in the Commonwealth of Virginia.


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